Program 1 Dinar Emas, 1 Bulan

17 avril 2012

How We Can Save Money & Cut Budget 1

"It's already April and guess what... I am out of money?"

Seriously, we do not want to have that kind of experience do we? While we are in university, and living overseas, we need to be conscious and alert on how we spend our monthly allowances. Looking for little ways that we can save money will prove to be very important during our 'education' period. To help us out, here are 5 (from 10) easy ways for us as Malaysian students in France to save money:

1. Stop Buying on Impulse
An impulse purchase or impulse buy is an unplanned decision to buy a product or service, made just before a purchase. Impulse shopping can be very tempting while out and about. The problem with this is that we end up blowing money on stuff we don't really need, and sometimes on stuff we don't really want i.e. new shirts and shoes. Before making a purchase, we should make a list and try to decide which one is truly necessary.

2. Swap VoyagesSNCF with Covoiturage.fr
Many students thinks that with our 12-25 we could save money? Unfortunately, there is another alternative that is cheaper, fun and flexible. Covoiturage offers you to contact the person who will be heading to the destination that you wish to go. You can contact them personally and discuss on the payment, time and meeting location. Simple and trust me, you will love it.

3. Give Up Bad Habits
What is your bad habit? Basically, everyone has at least one bad habit. Maybe you smoke, you love shopping, or buy expensive accessories for your... Whatever it is, cut it out. You'll be surprised at how much money you save.

4. Find Bargains
When shopping, look for clearance items or two-for-one bargains, buy used books instead of new, and check your product's price on-line before heading to a shop. If you can find a bargain every time you go shopping, you will save more money than you ever imagined. Apart from that, it is a wise move to visit first these websites (below) when you're thinking on buying something :

5. Head to a Second-hand or Sunday Market
We could call this as a flea market. Here, you can find many second-hand items, i.e jeans, shoes, books, refrigerator or even a bicycle. This is also an interesting alternative for us to save more money and cut our budget. You can also hang-out with your friends, spending some quality time with them and in the same time learn the art of negotiating.

Find the biggest bargain at flea markets